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Credit Risk Analysis - Lending Decisions and Portfolio Management
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Technical Focus Area:
About the Course
This course provides practical training in credit risk analysis, covering how borrower creditworthiness is assessed to support sound lending decisions. It is designed for banking and finance professionals responsible for credit evaluation and portfolio management.
Participants examine financial statement analysis for credit purposes, credit scoring models, and portfolio monitoring techniques, building the practical skills needed to manage credit risk across a lending book. Case examples illustrate credit decision-making in varied lending contexts.
Learning Milestones
By the end of this course, participants will be able to:
- Assess borrower creditworthiness using financial analysis.
- Apply credit scoring models to lending decisions.
- Structure loan terms to mitigate credit risk.
- Monitor credit portfolio performance and concentration risk.
- Identify early warning signs of credit deterioration.
- Support credit risk reporting to management and regulators.
Professional Audience
This course is ideal for banking and finance professionals involved in credit risk, including:
- Credit analysts and underwriters
- Relationship managers in commercial banking
- Risk management professionals
- Loan portfolio managers
- Finance professionals supporting credit decisions
Modular Syllabus
Credit Risk Fundamentals
- Credit risk concepts and terminology
- The five Cs of credit
- Credit risk versus other risk types
- Regulatory context for credit risk
- Credit risk appetite considerations
Course Dates & Prices
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